Risk Analysis Dashboard

FRUIT AND VEG INTERNATIONAL • Policy #INS-2024-426

9.2 /10
CRITICAL RISK Updated: Jan 15, 2024

Portfolio Risk Overview

Critical High Medium Low

32

Total Properties

Multi-location portfolio

27

States Covered

Regulatory complexity

15

Critical Properties

Pre-1950 construction

107

Years Span

1917-2024

Risk Indicators & Analysis

Age Risk Factor

9.8/10
Pre-1950
15 properties
1950-1980
10 properties
1980-2000
5 properties
Post-2000
2 properties

Geographic Risk Factor

8.5/10
Alaska Seismic Risk
1
California Seismic Risk
1
Florida Hurricane Risk
2
25+ States Regulatory Complexity
27

Construction Risk Factor

7.2/10

Occupancy Risk Factor

6.8/10
Warehouse 27 properties
Medium
Office 3 properties
Low
Manufacturing 1 property
High
Vehicle Maint 1 property
High

Critical Properties Requiring Immediate Attention

Washington Property

300 Hogarth Lane, City C, WA

9.8/10
Year Built: 1917 (107 years old)
Construction: Light Non-Combustible
Occupancy: Office
Risk Factors:
Structural Age Seismic Risk Code Compliance

Oklahoma Property

100 Giant Street, Oklahoma City, OK

9.1/10
Year Built: 1930 (94 years old)
Construction: Joisted Masonry
TIV: $59,100 (Underinsured)
Risk Factors:
Severe Underinsurance Structural Age Tornado Risk

DC Property

400 Henman Street, City C, DC

9.3/10
Year Built: 1926 (98 years old)
Construction: Light Non-Combustible
Occupancy: Warehouse
Risk Factors:
Structural Age Regulatory Compliance Urban Risk

Comprehensive Risk Analysis

Portfolio Distribution by State

Risk Trend Analysis

Risk Increasing

Risk Impact Matrix

High Impact
High Probability 8
High Impact
Low Probability 3
Low Impact
High Probability 12
Low Impact
Low Probability 9

Risk Mitigation Recommendations

URGENT

Structural Engineering Reports

Immediate structural assessment required for all 15+ properties built before 1950. Focus on Washington (1917), Oklahoma (1930), and DC (1926) properties.

Due: 30 days
15+ properties
High Priority
HIGH

Updated Valuations

Complete portfolio valuation assessment for all 32 properties. Critical focus on Oklahoma property with severe underinsurance ($59K TIV).

Due: 45 days
32 properties
Critical Priority
HIGH

Seismic Risk Assessments

Seismic risk evaluations required for Alaska and California properties. Implement seismic insurance coverage and structural reinforcements.

Due: 30 days
2 properties
High Priority
MEDIUM

Operational Continuity Documentation

Comprehensive documentation across all 27 states. Establish multi-jurisdictional compliance monitoring and operational continuity plans.

Due: 60 days
27 states
Medium Priority